Terms of Use

Last Updated: May 1, 2023


Below you will find the terms of use for Cash Money Analytics, LLC, doing business as Investment Quality Trends, a stock investment newsletter publisher based in the United States. Our primary audience is residents of the United States, but we do permit residents of other countries to read our materials and purchase our publication.


Cash Money Analytics, LLC is not registered as an investment adviser. For its publication service, the Investment Quality Trends newsletter (hereinafter the “Service,”) relies upon the “publishers’ exclusion” from the definition of investment adviser under Section 202(a)(11) of the Investment Advisers Act of 1940 and corresponding state securities laws. As such, the Service does not offer or provide personalized investment advice. We publish information about companies in which we believe our readers may be interested and this information reflects our sincere opinions. The information that we provide (or that is derived from our website) is not and should not be construed in any manner to be, personalized advice. Also, our website and the information provided by us should not be construed by any subscriber or prospective subscriber as a solicitation by the Service to effect, or attempt to effect, any transaction in any security. Investments in the securities markets are speculative and involve substantial risk. The information in the Service or that is derived from our website should not be a substitute for advice from an investment professional. We encourage you to obtain personal advice from your professional investment advisor and to make independent investigations before acting on the information that you obtain from Investment Quality Trends or derive from our website. Only you can determine what level of risk is appropriate for you.

We encourage our readers to invest carefully and to utilize the information available at the web sites of the Securities and Exchange Commission at http://www.sec.gov, and the National Association of Securities Dealers at http://www.nasd.com. You can review public companies’ filings at the SEC’s EDGAR page. The NASD has published information on its web site about how to invest carefully. Most of the information in Investment Quality Trends on our website or that we otherwise provide is derived directly from information published by the companies on which we report and/or from other sources we believe are reliable, without our independent verification. Therefore, we cannot assure you that the information is accurate or complete. The information may contain discussions of, or provide access to, certain positions and recommendations as of a specific date. Due to various factors, including, but not limited to, changing market conditions, such discussions and positions/recommendations may no longer be reflective of current discussions and positions/recommendations. We do not in any way warrant or guarantee the success of nor endorse any action which you take in reliance on the information that we provide or that is derived from our website.

As indicated above, Cash Money Analytics, LLC makes no representations nor warranties about the accuracy or completeness of the information contained in Investment Quality Trends or derived from our website or otherwise provided by the Service.

Our personnel may own positions in and/or trade the securities mentioned in the Service. However, Cash Money Analytics, LLC’s policies prohibit all employees of Cash Money Analytics, LLC from engaging in any securities transactions for five days from the mailing date of the Service to avoid competing directly or indirectly with the interests of our subscribers that are actually known to Cash Money Analytics, LLC. We are not compensated in any way for publishing information about companies mentioned in the Service.


By providing your mobile phone number and requesting Text Notifications on our website, you agree to receive promotional and informational SMS messages from us. You acknowledge that your consent to receive SMS messages is not a condition of purchasing any product or service. Message and data rates may apply.

You can opt-out of receiving SMS messages from us at any time by removing your phone number and/or unchecking the Enable Text Notifications checkbox from your user acccount profile settings. To opt in to receive SMS messages from us, simply go to your account profile settings and update your preferences for Text Notifications.

We reserve the right to modify or terminate our SMS messaging services at any time, for any reason, and without notice to you. We may also change the terms and conditions of our SMS messaging services, including message frequency, at any time without notice. We will provide you with any updates to these terms and conditions on our website.

By opting in to receive SMS messages from us, you represent that you are the owner or authorized user of the mobile phone number you provide, and you are at least 18 years old. If you are under 18 years old, you must obtain parental or guardian consent before opting in to receive SMS messages from us.

By opting in to receive SMS messages from us, you agree to indemnify, defend, and hold us harmless from and against any claims, damages, costs, or expenses arising out of or related to your use of our SMS messaging services, including any claims brought by third parties related to your receipt of SMS messages from us.


To the extent not prohibited by law, each subscriber and potential subscriber agrees, prior to accessing or using the Service or the website or receiving information provided by the Service, to release and hold harmless Cash Money Analytics, LLC and its directors, officers, shareholders, employees, and agents from any and all liability in connection with accessing or using the Service or website. In all other cases, Cash Money Analytics, LLC’s liability to a subscriber, whether in contract, tort, negligence, or otherwise, shall be limited in the aggregate to direct and actual damages of the subscriber, not to exceed the fees received by Cash Money Analytics, LLC from the subscriber. Cash Money Analytics, LLC will not be liable for any consequential, incidental, punitive, special, exemplary, or indirect damages resulting directly or indirectly from the use of or reliance upon any material provided by the Service or derived from the website. Without limitation, Cash Money Analytics, LLC shall not be responsible or liable for any loss or damages related to, either directly or indirectly, (1) any decline in market value or loss of any investment; (2) a subscriber’s inability to use or any delay in accessing the website or any other source of material provided by the Service; (3) any absence of material in the Service or on the website; (4) Cash Money Analytics, LLC’s failure to deliver or delay in delivering any material or (5) any kind of error in transmission of material. Cash Money Analytics, LLC and each subscriber acknowledge that, without limitation, the above-enumerated conditions cannot be the probable result of any breach of any agreement between Cash Money Analytics, LLC and the subscriber.




Cash Money Analytics, LLC is not affiliated with any brokerage firm and does not endorse or recommend any specific brokerage firm. Cash Money Analytics, LLC is not and will not be responsible for any trades made by a broker on the subscriber’s behalf under any circumstances.


Please note that refunds are only available for first-time, non-Trial subscriptions on a pro-rated basis within 30 days of subscribing. They are not available to renewing subscribers. If you subscribe to the Service and cancel (and receive a refund) and then subscribe again, you will not receive another refund.


You cannot transfer your subscription to someone else, except through bequeathment or by a court order. In the event a subscription is transferred, it will continue through the end of its term and can be renewed at the then-current price and conditions. For assistance in this situation, please contact support@iqtrends.com.


All the Content in the Service or on our website is protected by U.S. and international copyright laws and is the property of Cash Money Analytics, LLC under license. By “Content” we mean any information, mode of expression, or other materials and services found in the Service or on https://www.iqtrends.com.

You may make one copy of the Content for your personal, non-commercial use, provided that any material copied remains intact and includes the following notice: “Copyright by Investment Quality Trends. All rights reserved.” Any other copying, distribution, storing, or transmission of any kind, or any commercial use of our Content, is prohibited without prior written permission. That means you may not sell, auction, transfer or barter your subscription or any individual publication.

You also may not republish, post, transmit, or distribute the Content to online bulletin and message boards, blogs, chat rooms, intranets, or anywhere else without our consent. You further agree not to create abstracts from or scrape our Content for use on another website or service. In short, you may not post our Content anywhere else in print or online. Aside from opening yourself up to liability, distributing our Content to other sites and forums is unfair to our Subscribers who pay good money to receive our Content. So please don’t do it.

Brokers, Registered Investment Advisors (RIAs) and other professionals in the business of providing investment advice to others may subscribe provided that the Content provided will be used for their individual personal trading accounts only.  Please contact the publisher for information and pricing for licenses for other uses.

You agree not to display any of Cash Money Analytics, LLC’s trademarks or use them in any manner without our express written permission.


Federal or state law may require that we notify you of certain events. You hereby acknowledge and consent that such notices will be effective upon our posting them on our websites or sending them to you via email (another reason to please keep your account settings current). If you do not provide us with accurate information, we cannot be held liable if we fail to notify you.


For the purposes of European Union’s General Data Protection Regulation (GDPR), the data controller is: Cash Money Analytics, LLC, 27132B Paseo Espada, Suite 1222, San Juan Capistrano, CA 92675. (support@iqtrends.com).


Notwithstanding any other agreement or other communications between Cash Money Analytics, LLC and Subscriber to the contrary, receipt or use of any material provided by Cash Money Analytics, LLC, at any time and through any means, whether directly or indirectly, represents acknowledgement by such person of this disclaimer and agreement with its terms and conditions.

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We love to hear from our subscribers so reach out any time. Kelley will answer your emails and calls personally. Send to subscribers@iqtrends.com.


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